National Water Infrastructure Resilience & Equity Investment Fund
A federally capitalized revolving fund ($50B over 10 years) for replacing lead service lines, modernizing water treatment facilities, and building climate-resilient water infrastructure in underserved communities. Low-interest loans forgiven after 20 years create fiscal incentives for equity investments. Includes mandatory lead line replacement deadlines, real-time water quality monitoring, and workforce development programs.
Mandatory Algorithmic Impact Assessments for Public Sector AI Systems
A binding regulatory framework requiring all government agencies deploying AI or algorithmic decision systems to conduct and publish annual Algorithmic Impact Assessments (AIAs). Each assessment must document the specific decisions the system makes, demographic accuracy rates across protected categories, documented bias audit results from independent third parties, human review and appeal pathways for affected individuals, and decommissioning criteria. Assessments would be published in a public registry managed by an independent oversight body, enabling civil society to identify high-risk deployments and pursue accountability litigation. The framework adds enforcement teeth through statutory penalties for non-compliance and a private right of action for individuals harmed by unaudited systems.
Transparent Beneficial Ownership Public Registry
Establish a comprehensive domestic beneficial ownership registry that maintains public transparency while protecting legitimate privacy. This system creates a searchable, updated database of real human owners behind domestic legal entities, eliminating blind spots in illicit finance detection. Implementation includes API access for law enforcement, financial institutions, and regulatory bodies with role-based access controls. The registry integrates with existing FinCEN databases and state corporate filings, creating a unified transparency layer across domestic business structures.
Beneficial Ownership Transparency Framework for Illicit Finance Prevention
Create a tiered beneficial-ownership system that distinguishes ordinary low-risk entities from structures creating real illicit-finance risk. Integrate state formation data, bank customer-due-diligence records, public procurement systems, real-estate transaction triggers, sanctions exposure, and suspicious-activity patterns into a controlled ownership graph. Authorized users can trace natural persons behind high-risk entities while every access is logged, purpose-limited, and reviewable. Privacy is preserved for ordinary activity; anonymity is removed where public money, high-value assets, sanctions risk, or entity-layering patterns make opacity dangerous. This approach reduces compliance burden on small businesses while dramatically improving detection of sophisticated money laundering, terrorist financing, and corruption schemes.
Tiered Beneficial Ownership Graph With Privacy-Preserving Access and Burden Caps
Create a tiered beneficial-ownership system that distinguishes ordinary low-risk entities from structures that create real illicit-finance risk. Instead of forcing every small LLC through the same heavy process or exempting domestic companies entirely, the system would integrate state formation data, bank customer-due-diligence records, public procurement systems, real-estate transaction triggers, sanctions exposure, and suspicious-activity patterns into a controlled ownership graph. Authorized users could trace natural persons behind high-risk entities while every access is logged, purpose-limited, and reviewable. Privacy is preserved for ordinary activity; anonymity is removed where public money, high-value assets, sanctions risk, or entity-layering patterns make opacity dangerous.